Bilingual Credit Counselor- Remote | West Coast Evening Shift

Bilingual Credit Counselor – Remote | West Coast Evening Shift

$21–$22/hour + additional bonus opportunities | Full-Time | 100% Remote | Paid Training

American Consumer Credit Counseling (ACCC) is hiring Credit Counselors.

We’re looking for empathetic, strong communicators who are comfortable helping clients discuss their finances and find solutions. No prior credit counseling experience is required—we provide paid training.

In addition to competitive hourly pay, Credit Counselors have opportunities to earn additional performance-based bonuses, including incentives connected to positive customer feedback and Google reviews.

What We Offer

  • $21–$22/hour + additional bonus opportunities
  • 100% remote, full-time position
  • Paid training
  • Employee benefits
  • Bonus/incentive opportunities
  • Company-provided equipment
  • Growth opportunities

What You'll Do

  • Answer calls and build trust with consumers seeking financial guidance.
  • Review income, expenses, debts, and budgets and recommend appropriate financial solutions, including debt management, bankruptcy, credit, and collection options.
  • Provide financial education and assist qualified clients with program enrollment.
  • Process applications and accurately enter and verify client information.
  • Follow up with prospective clients.
  • Verify client-provided information using approved systems and information sources to support accuracy and compliance.
  • Follow ACCC procedures, compliance requirements, and training standards.
  • Complete required training and certification requirements within established timeframes.
  • Follow all processes and procedures as outlined in the training guide.
  • Perform other related duties as assigned.

Requirements

Qualifications

  • High school diploma or equivalent required.
  • Strong customer service, communication, and listening skills.
  • Comfortable discussing sensitive personal financial matters by phone.
  • Basic computer and math skills.
  • Strong attention to detail, organization, and time-management skills.
  • Ability to accurately document client information and follow established procedures.
  • Ability to write routine reports and client correspondence
  • Ability to work independently and collaboratively in a remote environment.
  • Reliable internet connection and a quiet, dedicated workspace appropriate for confidential client conversations.
  • Customer service, call center, financial services, or sales experience preferred.
  • Must successfully obtain the NFCC Credit Counselor Certification within six months of employment.

Schedule

Full-time, Monday-Friday 9am EST-5pm EST with a monthly Saturday rotation.

Employees must adhere to their designated work hours and be available for scheduled meetings, calls, and tasks, unless adjustments approved in advance.

Working Conditions & Physical Requirements

This is a remote position requiring regular use of a computer, telephone/headset, and other company-provided equipment. The position involves prolonged computer work, frequent keyboarding, and extended telephone communication with clients.

Employees must be able to perform the essential functions of the position, with or without reasonable accommodation.

This approach is consistent with EEOC guidance that essential functions should focus on the fundamental duties of the position and that qualified individuals must be able to perform those functions with or without reasonable accommodation. ()

*Nothing in this job description is intended to create a contractual obligation or modify an employee’s at-will employment status.

Equal Employment Opportunity & Reasonable Accommodation

ACCC is an equal opportunity employer and is committed to creating an inclusive and diverse workplace. We do not discriminate based on race, color, religion, sex, sexual orientation, gender identity, national origin, disability, age, genetic information, veteran status, or any other protected characteristic as defined by applicable law. We believe in fostering a workplace where everyone feels valued, respected, and empowered to succeed.

If you need assistance or accommodation during the application process due to a disability, please contact .

 

Benefits

  • Why Join ACCC?
    • $21–$22/hour
    • Performance bonuses
    • 100% remote
    • Company-provided equipment
    • Medical, dental & vision
    • Medical and dependent Flexible Spending Account (FSA)
    • Short-Term and Long-Term Disability; Life Insurance
    • 401(k) with company match
    • PTO & paid holidays
    • Paid training and professional development

Bilingual Credit Counselor – Remote | West Coast Evening Shift

$21–$22/hour + additional bonus opportunities | Full-Time | 100% Remote | Paid Training

American Consumer Credit Counseling (ACCC) is hiring Credit Counselors.

We’re looking for empathetic, strong communicators who are comfortable helping clients discuss their finances and find solutions. No prior credit counseling experience is required—we provide paid training.

In addition to competitive hourly pay, Credit Counselors have opportunities to earn additional performance-based bonuses, including incentives connected to positive customer feedback and Google reviews.

What We Offer

  • $21–$22/hour + additional bonus opportunities
  • 100% remote, full-time position
  • Paid training
  • Employee benefits
  • Bonus/incentive opportunities
  • Company-provided equipment
  • Growth opportunities

What You'll Do

  • Answer calls and build trust with consumers seeking financial guidance.
  • Review income, expenses, debts, and budgets and recommend appropriate financial solutions, including debt management, bankruptcy, credit, and collection options.
  • Provide financial education and assist qualified clients with program enrollment.
  • Process applications and accurately enter and verify client information.
  • Follow up with prospective clients.
  • Verify client-provided information using approved systems and information sources to support accuracy and compliance.
  • Follow ACCC procedures, compliance requirements, and training standards.
  • Complete required training and certification requirements within established timeframes.
  • Follow all processes and procedures as outlined in the training guide.
  • Perform other related duties as assigned.

Requirements

Qualifications

  • High school diploma or equivalent required.
  • Strong customer service, communication, and listening skills.
  • Comfortable discussing sensitive personal financial matters by phone.
  • Basic computer and math skills.
  • Strong attention to detail, organization, and time-management skills.
  • Ability to accurately document client information and follow established procedures.
  • Ability to write routine reports and client correspondence
  • Ability to work independently and collaboratively in a remote environment.
  • Reliable internet connection and a quiet, dedicated workspace appropriate for confidential client conversations.
  • Customer service, call center, financial services, or sales experience preferred.
  • Must successfully obtain the NFCC Credit Counselor Certification within six months of employment.

Schedule

Full-time, Monday-Friday 9am EST-5pm EST with a monthly Saturday rotation.

Employees must adhere to their designated work hours and be available for scheduled meetings, calls, and tasks, unless adjustments approved in advance.

Working Conditions & Physical Requirements

This is a remote position requiring regular use of a computer, telephone/headset, and other company-provided equipment. The position involves prolonged computer work, frequent keyboarding, and extended telephone communication with clients.

Employees must be able to perform the essential functions of the position, with or without reasonable accommodation.

This approach is consistent with EEOC guidance that essential functions should focus on the fundamental duties of the position and that qualified individuals must be able to perform those functions with or without reasonable accommodation. ()

*Nothing in this job description is intended to create a contractual obligation or modify an employee’s at-will employment status.

Equal Employment Opportunity & Reasonable Accommodation

ACCC is an equal opportunity employer and is committed to creating an inclusive and diverse workplace. We do not discriminate based on race, color, religion, sex, sexual orientation, gender identity, national origin, disability, age, genetic information, veteran status, or any other protected characteristic as defined by applicable law. We believe in fostering a workplace where everyone feels valued, respected, and empowered to succeed.

If you need assistance or accommodation during the application process due to a disability, please contact .

 

Benefits

  • Why Join ACCC?
    • $21–$22/hour
    • Performance bonuses
    • 100% remote
    • Company-provided equipment
    • Medical, dental & vision
    • Medical and dependent Flexible Spending Account (FSA)
    • Short-Term and Long-Term Disability; Life Insurance
    • 401(k) with company match
    • PTO & paid holidays
    • Paid training and professional development
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Common Interview Questions And Answers

1. HOW DO YOU PLAN YOUR DAY?

This is what this question poses: When do you focus and start working seriously? What are the hours you work optimally? Are you a night owl? A morning bird? Remote teams can be made up of people working on different shifts and around the world, so you won't necessarily be stuck in the 9-5 schedule if it's not for you...

2. HOW DO YOU USE THE DIFFERENT COMMUNICATION TOOLS IN DIFFERENT SITUATIONS?

When you're working on a remote team, there's no way to chat in the hallway between meetings or catch up on the latest project during an office carpool. Therefore, virtual communication will be absolutely essential to get your work done...

3. WHAT IS "WORKING REMOTE" REALLY FOR YOU?

Many people want to work remotely because of the flexibility it allows. You can work anywhere and at any time of the day...

4. WHAT DO YOU NEED IN YOUR PHYSICAL WORKSPACE TO SUCCEED IN YOUR WORK?

With this question, companies are looking to see what equipment they may need to provide you with and to verify how aware you are of what remote working could mean for you physically and logistically...

5. HOW DO YOU PROCESS INFORMATION?

Several years ago, I was working in a team to plan a big event. My supervisor made us all work as a team before the big day. One of our activities has been to find out how each of us processes information...

6. HOW DO YOU MANAGE THE CALENDAR AND THE PROGRAM? WHICH APPLICATIONS / SYSTEM DO YOU USE?

Or you may receive even more specific questions, such as: What's on your calendar? Do you plan blocks of time to do certain types of work? Do you have an open calendar that everyone can see?...

7. HOW DO YOU ORGANIZE FILES, LINKS, AND TABS ON YOUR COMPUTER?

Just like your schedule, how you track files and other information is very important. After all, everything is digital!...

8. HOW TO PRIORITIZE WORK?

The day I watched Marie Forleo's film separating the important from the urgent, my life changed. Not all remote jobs start fast, but most of them are...

9. HOW DO YOU PREPARE FOR A MEETING AND PREPARE A MEETING? WHAT DO YOU SEE HAPPENING DURING THE MEETING?

Just as communication is essential when working remotely, so is organization. Because you won't have those opportunities in the elevator or a casual conversation in the lunchroom, you should take advantage of the little time you have in a video or phone conference...

10. HOW DO YOU USE TECHNOLOGY ON A DAILY BASIS, IN YOUR WORK AND FOR YOUR PLEASURE?

This is a great question because it shows your comfort level with technology, which is very important for a remote worker because you will be working with technology over time...

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